Your Rights

  • You have the right to privacy. All records and information submitted with your application for financial aid are confidential and subject to legal requirements concerning disclosure of such information.

  • You have the right to know about the refund policies for both NIC and Financial Aid if you withdraw after the semester begins. The Registrar’s Office acts as a resource for students considering withdrawal.

  • You have the right to request a reduction or cancellation of your student loan. Remember that a student loan is a debt that must be repaid; borrow only what you need.

  • You have the right to know what financial aid programs are available to you, including information on all federal, state, and college financial aid programs.

  • You have the right to know the application procedures and deadlines for each of the available programs.

  • You have the right to know how and when financial aid is disbursed.

  • You have the right to know how your financial aid eligibility was determined. This includes how costs for tuition and fees, room and board, books and supplies, and personal and miscellaneous expenses were determined in your estimated cost of attendance. It also includes what resources were considered in the calculation of your financial aid eligibility (such as parental contribution and other financial aid or personal assets).

  • You have the right to know the interest rate of your loan, the total amount to be repaid (or not to be repaid), repayment procedures, when repayment begins, and the length of the repayment period.